Who We Are

Your Financial Wellness Company

About Us

Financial education services are available  in  Financial Literacy Group (FLG), EST in 2012 is a financial wellness company who serves middle class individuals and families. We are a collaboration of solution specialists, software developers, systems integrators, debt counselors, certified financial educators, experienced independent financial advisors, insurance agents and incentive tax recovery experts, that are dedicated to the wellbeing of you and your family.

Our team of experts are dedicated to guiding you through each stage of your financial lives. The Financial Literacy Group partners with community leaders, business leaders, educators, associations, churches. chambers of commerce we are a community of people who want to help you take control of your financial future.

Our goal is to help people in those communities be happy with their lives and we know that money plays an important role in your happiness.  And success starts with helping you make smart decisions about your money.

Play Video

We’ve helped thousands of people across the United States eliminate their debt. Now you can add the same debt-free and wealthy solution as part of your financial plan, your family’s future, or your business. Whatever your reasons are, we are here to help you achieve your goals. 

We work hard to make you a smarter, better money manager. Our tools and resources are available to anyone… Your socioeconomic background doesn’t matter, we work with you if you’re a multi-millionaire or barely making ends meet.

Who We Are

Financial education services At Financial Literacy Group, we provide honest and useful financial advice for everyone. We specialize in helping you save money.


We’re a team of professionals with a passion for showing people how money works and how they can make their money work for them. We’ve been around the block, so to speak, and we’re here to help you find your way around.

We researched IRS codes 7702 and 101a passed by congress after Covid-19, in the 2020 Cares Act. We found that this was a game charger for every American, it allowed everyone to create their own bank and use index universal life the same way the banks use whole life insurance in BOLI. We aim to give you the information you need to make wise financial decisions and the resources to execute your plan.

From tips on budgeting, to getting out of debt, to choosing the best credit card, you can rely on us to stay on top of the latest financial news. We’re here when you need us with free money-saving ideas and inspirational stories from investors just like you.

We put people first. Customer satisfaction is the key to our long-term success, so we’re determined to go above and beyond your expectations every day.

My Story

My name is Ron Harris and I am President and CEO of Financial Literacy Group. I’ve been a Top Producing Insurance agent since 2010, my production has been at least $1 million every year and it will double in the next 2 years.


I was born in Los Angeles, CA and I currently live in Santa Monica. I earned my MBA at the University of Essex in Colchester, England where I lived for 6 years.


Shortly after graduating, I started a marketing company “Global Branding Group“, and over 14 years I grew it to $5 million dollars in annual revenue. We served clients such as Union Bank of CA, Prudential, Qwest Communications, KCBS, KCAL, KTLA, FatBurger, the Dial Corporation, Sunkist, the Hollywood Bowl, the county of LA and a host of small and medium businesses. We also worked with many celebrities.
I’m not a genius, though I am very good at sales, branding and creating solutions. I’ve been around the block.


In 2012 I founded Financial Literacy Group, LLC a financial wellness company that serves middle class adults. In 2020 I launched Betterment Inc, a financial wellness solution that serves small and medium businesses.

Dedicated To Your Betterment

At Financial Literacy Group, we are committed to providing meaningful work for our employees, building long-term relationships with our clients, and delighting our website visitors. 

We value each and every person who works with us. We care about you, your experience, and your success. This is the reason we do what we do. At FLG, we believe our people are key to our success. We listen to them and meet their needs; they, in turn, ensure that we deliver the highest quality of service to our clients.

From tips on budgeting, to getting out of debt, to choosing the best credit card, you can rely on us to stay on top of the latest financial news. We’re here when you need us with free money-saving ideas and inspirational stories from investors just like you


For too long, technology’s focus has been to make your life predictable, boring, and bordering on oppressive. Yet, just as powerful as technology can be, it can improve our lives if only we were to use it for our good, not ours.

Economic Stability

FLG is a group of entrepreneurs, influential business leaders from all different industries. We work together to find creative solutions toward economic and social changes that will bring real change to the world, one idea at a time.


FLG is guided by experts who focus on the economic and social changes that need to take place in order to achieve stability and equality. FLG believes in the power of international cooperation, but we recognize that these relationships will not be built on empty promises. We believe that economic stability will come when sustainable foundations are laid, people are educated, and leaders are accountable.


And we also believe financial education services is for all that make a better world is possible. We believe that a world of dignity and opportunity is possible. A future where we respect and protect our planet, while creating a more just and humane society.

Please, scan the QR Code below to download the app